Freddie Mac: The FRM World Goes Flat
It was a pretty flat week in average fixed mortgage rates, according to Freddie Mac’s Primary Mortgage Market Survey (PMMS) for the week ending June 5. But several mortgage industry leaders believe...
View ArticleMortgage Apps and Refis Go Kaput Last Week
Last week was not the most productive week for mortgage applications or refinancing, according to the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey. For the week ending June...
View ArticleCan Millennials and Jumbos Drive the Mortgage Market?
Three new reports issued today offer a mix of different emotions on the state of housing and the mortgage market, with an affirmation of current problems and a forecast for a much brighter tomorrow....
View ArticleMortgage Apps Up as Credit Loosens: Will Optimism Take Root?
This week, the Mortgage Bankers Association (MBA) offered back-to-back servings of upward facing data on a week-over-week basis. However, not everyone across the industry was ready to welcome the...
View ArticleKeep Calm and Have Faith in Housing
Today’s latest housing-relating data is, admittedly, somewhat limited in terms of positive numbers. Nonetheless, industry experts do not view this as reason for panic.Click to continue
View ArticleNumber Crunched: Is Industry Data Adding Up?
The acclaimed writer and futurist Alvin Toffler once remarked, “You can use all the quantitative data you can get, but you still have to distrust it and use your own intelligence and judgment.”Of...
View ArticleTracing Stagnant Mortgage Apps to Less Affordable Housing
The relative inertia in mortgage applications continued for another week. But in view of new data warning about the evaporation of affordability in the residential property market, one could easily...
View ArticleHousing Takes a Wild Seesaw Ride
Three different data reports released this morning appeared to give the cumulative effect of a housing market that is aggressively seesawing to extremes: Rates hitting a new low, existing-home sales...
View ArticleMixed Emotions Greet Latest Housing Data
Two new housing data reports seem to offer evidence that the U.S. market is still on shaky ground. However, whether this data should generate concern or whether it is an affirmation of wider, ongoing...
View ArticleHUD Promise Zone Program Draws Mixed Reviews
The new announcement by three federal agencies: The U.S. Departments of Housing & Urban Development (HUD), the Departments of Agriculture and Department of Education, on the latest round of...
View ArticleHome Equity and the Half-Full/Empty Glass
One of the most abused clichés in the English language involves the concept of a drinking glass filled to the halfway mark: The too-obvious question is whether the glass is half-full or...
View ArticleTomorrow's Mortgage Space (Part I)
In this three-part series, National Mortgage Professional Magazine considers the issues and trends that will shape the industry in the next 12 months. Today, we look at the current state of uncertainty...
View ArticleCommunity Banks Struggle Against Regulatory Burdens
Community banks did not cause the housing bubble, but they were nonetheless grouped with all lenders into absorbing the post-2008 regulatory burden placed on financial institutions by the Dodd-Frank...
View ArticleHow Will the 2014 Election Impact Housing Policies?
The 2014 elections have changed the political dynamics of Washington. But will this new Capitol Hill power structure have an impact on the federal housing policy picture? The answer, according to...
View ArticleWill Democrats Make Housing Finance Reform the Next Hot Issue?
Forget about immigration reform, the Keystone XL pipeline or the war against ISIS–it appears that housing finance reform is being raised by Democrats as the next hot topic on Capitol Hill.Click to...
View ArticleZillow Prediction on Millennials Sparks Debate
For most of this year, the economic news relating to Millennials has been discouraging, ranging from an absurdly high student loan debt burden to a painfully low prospect of decent-paying employment...
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